الفهرس 
CHAPTER ONE ( INTRODUCTION )Only 14 pages are availabe for public view
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Abstract
This study aimed to identify the role of internal control and increase its
effectiveness in reducing the risk of bank loan portfolio and increasing productivity in
the agricultural banks.
To achieve this goal, the researcher conducting the field study is based on
quantitative data is to undertake research Almiadny through questionnaires
supported by personal interviews to collect the necessary data for the study, and the
study results suggest:
1. The results of correlation analysis and relative contribution shown that there
are (11) variable have influence moral high degree on the role and importance
of internal controls in the productivity of the loan portfolio evaluation of the
most important of the existence of the management of credit risks, a
concession the bank for part of the strugglers, grants credit in installments of
the loan, Note sharp fluctuations in the liquidity of the client.
2. There is a significant statistical significant differences between categories
investigator them about the role and importance of internal controls in the
productivity of the loan portfolio evaluation..
3. There is a prophetic influential variables on loans, including: the application of
loans and conditions agreement, commitment to the rules governing credit,
assessing the relative importance of loans, loans under surveillance statement
in a separate item. There is also an impressive predictive variables on the
quality of the loan portfolio, including: Decentralized collection of follow-up
installments loans, note repeat raise the ceiling on the credit facilities by the
client, predicted appearances stumble early, declining credit rating for the
facility client.
4. The results of the factor analysis of the implementation of the proposed
framework of the most important variables of the study leads to increase the
effectiveness of the role of internal control in reducing the risk of the loan
portfolio and raise productivity by (82.66%), a high amount of improvement
due to the high degree of statistical spirituality.